Get expert financial advice tailored to your unique situation and achieve your long-term financial goals with our comprehensive finance and debt advisory services.
Personal Lending
Personal loans let you borrow a specific amount of money and repay the debt with interest in equal payments, over an agreed term. Personal loans tend to be cheaper on average than say, credit cards, which are seen as a typical alternative. At High Numbers, we work with you to establish a relationship that is based on improving your financial future. Which means we start by understanding all the personal and financial factors impacting how you invest, save, and plan for the future. Based on this, we develop an ideal plan for debt management.
It’s important to understand that consolidating your debts with a personal loan still means you are taking on a financial commitment. It’s best to compare all your options before opting for a debt consolidation personal loan. It could be a good idea to speak to a financial adviser for advice specific to your personal situation.
Business Lending
We take the complexity out of business and commercial lending. We help you navigate the banking process and liaise with lenders on your behalf, saving you time and money. Here are a few pointers to bear in mind before you start:
Think about why you need a loan:
- What do you need it for? Are there other options you can explore first?
- How much do you need? More importantly, how much can you afford to pay back?
Understand what you’re looking for:
- What kind of loan do you want? What kind of loan can you get?
- Secured or unsecured? Do you have any assets to use as security?
- What are the rates, fees and charges? Is it fixed or variable?
- Is there a redraw facility or can you make free extra repayments?
Be prepared:
- Get together your financial records. Personal financial statements, tax records and anything relating to the business’ trading history so far.
- If you’ve been trading for a little while, you may be eligible for other types of funding, including invoice finance.
